Tools × Research Workflow
Fiscal.ai Review (2026): Global Stock Research Tool + 15% Discount Code
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Fiscal.ai is useful if you do real fundamental work: financial history, segment data, KPIs, IR documents, transcripts and peer comparisons. It does not replace primary-source analysis. For Japanese stocks, we see it as an English-language access layer and cross-checking tool—not as the source of JSA’s valuation models.
Researching Japanese equities in English is harder than it should be. A proper deep dive often means opening company IR pages, downloading Japanese PDFs, translating labels, rebuilding tables and then checking whether a number came from a presentation, securities report or earnings release.
Japan Stock Alpha’s own company models are built primarily from Japanese company IR pages, earnings presentations, securities reports and other primary materials. That is the right way to do serious work, but it is slow and not realistic for every reader—especially investors who do not read Japanese.
Fiscal.ai is most valuable when it shortens the collection work, while leaving the judgment to the analyst.
A faster way to find, compare and organize financial data, KPIs and official investor-relations material.
A substitute for reading company filings, checking Japanese IR documents or deciding valuation assumptions.
Readers who want an English-language starting point for Japanese and global stock research.
Fiscal.ai offers a free plan. If you upgrade through JSA’s affiliate link, enter JSAJAPAN at checkout and confirm the discounted amount before paying. The code is intended to provide 15% off eligible payments within the first 11 months.
What is Fiscal.ai?
Fiscal.ai, formerly known as FinChat, is a web-based fundamental research platform for public equities, ETFs and funds. It combines standardized and as-reported financials, estimates, valuation ratios, charts, screeners, dashboards and investor-relations content.
The platform is built around business fundamentals rather than only prices and headlines. Its product page highlights global financial data, company-specific KPIs, AI summaries, dashboards, estimates, ownership data, earnings calls, transcripts, slide decks, press releases, filings and click-through auditability.
Coverage fact check: what the numbers actually mean
This is the most important clarification in this review. Fiscal.ai’s headline coverage numbers should not be blended together.
| Claim | How we read it | Why it matters |
|---|---|---|
| 100,000+ stocks, ETFs and funds | Fiscal.ai’s pricing page labels this as Stocks, ETFs & Funds Coverage across global markets. | This is a broad securities universe, not a promise of 100,000+ companies with full KPIs, transcripts and filings. |
| 100,000+ stock database | Fiscal.ai’s own guide uses this wording when describing charting and comparisons. | It supports the broad universe claim, but still does not mean every company has equal depth. |
| 2,250+ segments & KPIs coverage | This is the more relevant number for company-specific segment and KPI work. | For Japanese deep dives, this matters more than the headline universe size. |
| Japan coverage | Japanese equities are included, but depth varies by company, dataset and plan. | Always test the exact ticker before subscribing for a Japan-specific workflow. |
How Japan Stock Alpha uses Fiscal.ai
Primary-source workflow
Where Fiscal.ai helps
1. Reconstructing Japanese trading-company segments
For Mitsubishi Corporation, Mitsui, Marubeni and Itochu, consolidated earnings are only the starting point. The thesis depends on segment mix: resources, machinery, food, power, infrastructure, consumer and other businesses.
JSA builds its final models from company disclosures. Fiscal.ai helps at the first-pass stage by placing available segment history and standardized data in one workspace. That makes it easier to spot trends, then return to the official presentation or filing before using any number in a model.
2. Keeping official earnings documents close to the numbers
Fiscal.ai aggregates investor-relations content such as earnings calls, transcripts, slide decks, press releases, investor-day materials and filings. For Japan research, this is useful because important details often sit in presentation appendices: backlog, capacity, shareholder returns, segment definitions or guidance bridges.
3. Comparing semiconductor fundamentals and management language
In semiconductors, headline revenue is rarely enough. Fiscal.ai can make the first pass faster by putting company financials, valuation, available segment history, selected KPIs and investor-relations materials in one workspace. It should not be read as a source for every semiconductor operating driver.
| In the NVIDIA example | What Fiscal.ai can help with | What still needs source checks |
|---|---|---|
| Segment and geography revenue | Data Center, Gaming, Automotive, Compute & Networking, Graphics and regional revenue lines are available where covered. | Product-level mix, customer mix and channel details still require NVIDIA filings, presentations and call commentary. |
| Financial statement items | Margins, cash flow, capex-related items and balance-sheet data can be reviewed in a standardized layout. | Inventory quality, supply constraints and utilization are analytical judgments, not clean platform KPIs. |
| Management language | Transcripts and IR documents can help locate guidance, demand commentary and repeated phrases. | Pricing, utilization and end-demand conclusions must be checked against the original transcript, filing and industry context. |
Coverage is not identical for every Asian company. In our Kioxia valuation deep dive, for example, we rely more heavily on Kioxia’s own filings and presentations where platform depth is thinner, while using standardized peer histories to frame the memory cycle and valuation context.
4. Building the input layer for a DCF model
Fiscal.ai can shorten the input-gathering stage: long financial histories, margins, cash-flow items, shares outstanding, ratios and estimates in a consistent layout. That helps identify normalized margins, capital intensity, working-capital patterns and dilution.
But the model is still the analyst’s job. JSA decides what is recurring, how to treat one-offs, what cycle margin is defensible and what terminal assumptions make sense. Readers can compare the finished outputs in our Company Deep Dive collection.
Bringing Fiscal.ai data into ChatGPT: concrete examples
Fiscal.ai provides MCP/API connectivity for compatible AI clients. Fiscal.ai’s own MCP documentation says ChatGPT can connect through Developer Mode on supported plans, while OpenAI’s documentation notes that MCP availability and permissions depend on plan and workspace settings. Fiscal.ai also states that MCP does not bypass plan limits, coverage or entitlements.
| Input | What ChatGPT does | Output |
|---|---|---|
| Mitsubishi and Mitsui segment operating profit from Fiscal.ai MCP | Pulls available segment series, aligns fiscal years and formats the data | A five-year comparison table ready for peer analysis |
| Earnings-call transcripts and the phrase “disciplined capex” | Finds relevant passages, groups them by date and compares language over time | A short management-tone tracker for the investment memo |
| Historical revenue growth, operating margin and capex intensity | Calculates ranges and organizes bull/base/bear assumptions | A DCF input table that can be copied into Excel after source checks |
Key features—and the research step each one shortens
Segments and company-specific KPIs
Fiscal.ai lists segment and KPI coverage for 2,250+ companies. This is useful when the operating driver is not visible in consolidated revenue alone.
IR documents, transcripts and filings
Fiscal.ai brings formal company materials into the same workspace as the data. That makes it easier to move from a number to the original disclosure.
Long-history financials, estimates and charting
Fiscal.ai’s pricing page lists 10 annual periods on Free, 15 on Pro and 20+ on Enterprise. For cyclicals, a longer history is often the difference between a normal margin and a peak margin.
Screeners and dashboards
The global screener and dashboards help filter companies by valuation, growth, returns, leverage or dividends. A screen is not a buy list; it is a way to find candidates faster.
AI Copilot and summaries
Fiscal.ai lists AI summaries and Copilot prompts across its plans. We treat this as a navigation layer: useful for finding the right disclosure, not for outsourcing the thesis.
Fiscal.ai vs Koyfin vs TIKR vs Bloomberg Terminal
The tools solve different problems. Koyfin is strong in dashboards, cross-asset views and portfolio workflows. TIKR is an affordable global equity research platform with valuation tools and transcript history. Bloomberg remains the institutional standard for real-time markets, news, communication and trading workflows.
| Platform | Public entry price | Coverage wording | Segments & KPIs | Best fit |
|---|---|---|---|---|
| Fiscal.ai | Free; Pro list price $39/mo | 100,000+ stocks, ETFs and funds; Japanese equities included, depth varies | 2,250+ companies listed for segments & KPIs | Fundamental research, IR materials, KPIs and model inputs |
| Koyfin | Free; Plus $39/mo on annual pricing page | 100K+ global company snapshots | Strong standardized financials and templates; less KPI-centric positioning | Dashboards, charting, portfolio and cross-asset monitoring |
| TIKR | Free; Plus $24.95/mo on annual pricing page | Paid plans cover 100,000+ publicly listed companies according to TIKR support | Company-specific segmented financials listed on paid tiers | Affordable global equity research and valuation tools |
| Bloomberg Terminal | Quote-based; chart below uses an illustrative industry estimate | Institutional, multi-asset global coverage | Extensive institutional datasets | Professional trading, markets, news and institutional workflows |
Approximate annual cost of selected entry paid plans
Public list prices or annualized pricing shown on official plan pages. Bloomberg is shown as an illustrative industry estimate because Bloomberg does not publish a simple public list price. Logarithmic scale is used because the difference is unusually large.
USD, as of July 2026. Fiscal.ai Pro assumes two months free on annual billing ($390). Koyfin Plus and TIKR Plus use the monthly equivalents displayed on their annual-pricing pages. Taxes, data entitlements, exchange fees and temporary promotions excluded.
Fiscal.ai is not the cheapest option and it is not a miniature Bloomberg. Its appeal is the depth of fundamental research relative to the price: financials, KPIs, IR content, estimates, AI summaries and API/MCP workflows in one place.
Start with 15% off →Fiscal.ai pricing and the JSAJAPAN discount
As of July 2026, Fiscal.ai’s public pricing page lists three Terminal tiers and says annual billing saves two months. Plan details can change, so check the live pricing page before subscribing.
| Plan | List price | Selected limits and features | Best suited to |
|---|---|---|---|
| Free | $0 | 10 years / 6 quarters of financials; 2 years / 2 quarters of KPI data; 1 dashboard; 1 IR event; 10 monthly Copilot prompts | Testing coverage and occasional research |
| Pro | $39/month; two months free with annual billing | 15 years / 20 quarters of financials; 10 years / 15 quarters of KPI data; 10 dashboards; 10 events; 250 monthly Copilot prompts; estimates, news and revisions | Active individual investors and research writers |
| Enterprise | $199/month; two months free with annual billing | 20+ years / 40+ quarters of financials; 15+ years / 20+ quarters of KPI data; unlimited events and prompts; export, as-reported financials and auditability features listed in the matrix | Full-time investors, teams and heavy data users |
Select the paid plan and billing frequency that match your research needs.
JSAJAPAN
Confirm the discounted total at checkout before paying.
What does the discount mean in dollars? If accepted at checkout, JSAJAPAN is intended to provide 15% off eligible payments within the first 11 months.
- Pro, monthly: $33.15 per eligible payment for months 1–11 instead of $39. Including a full-price month 12, the first twelve months would total $403.65 versus $468, a saving of $64.35.
- Pro, annual: annual billing is equivalent to ten monthly payments, or $390. Applying 15% to the initial annual payment reduces it to $331.50, a saving of $58.50.
- Enterprise, annual: the two-month-free annual price is $1,990. With a 15% discount, the initial payment would be $1,691.50, a saving of $298.50.
Discount eligibility, pricing and plan features can change. Confirm the final amount at checkout and do not treat the discount as permanent.
Who Fiscal.ai is for—and who it is not for
Strong fit
- Fundamental investors analyzing statements, KPIs and guidance.
- Readers researching Japanese stocks in English.
- Analysts building DCF, comps or earnings models.
- Writers who need repeatable charts and source checks.
- AI users who want structured data instead of LLM memory.
Probably not a fit
- Day traders focused on order flow or execution tools.
- Investors checking only a few large US stocks each year.
- Users expecting identical Japan coverage for every company.
- Professionals who need Bloomberg’s full institutional ecosystem.
- Anyone who wants AI-generated valuations without source checks.
Frequently asked questions
Is Fiscal.ai worth it?
For frequent fundamental research, potentially yes. The strongest return is time saved across financial history, KPI collection, IR documents, transcripts and screening. For occasional investors, the Free plan may be enough.
Does Fiscal.ai cover Japanese stocks?
Japanese equities are included in the global universe, but coverage depth varies materially by company, dataset and plan. Test the exact Japanese names you follow before upgrading.
Is Fiscal.ai’s coverage 100,000+ companies?
No—that is not the safest way to phrase it. Fiscal.ai’s pricing page says 100,000+ stocks, ETFs and funds. Segment and KPI coverage is listed separately at 2,250+ companies. This article uses the broader word “securities” when discussing the 100,000+ figure.
Is there a free plan?
Yes. The current Free plan includes limited historical financials, KPI history, dashboards, IR events and Copilot prompts. It is the sensible way to test the interface and company coverage.
How do I use the JSAJAPAN discount code?
Open Fiscal.ai through the JSA affiliate link, choose a paid plan and enter JSAJAPAN at checkout. Confirm the discounted amount before paying.
Can Fiscal.ai connect to ChatGPT?
Yes, Fiscal.ai provides MCP/API connectivity for compatible AI clients. In ChatGPT, availability depends on your ChatGPT plan and workspace settings. Fiscal.ai also states that MCP uses the same account coverage, entitlements and rate limits as the underlying API access.
Is Fiscal.ai a Bloomberg Terminal replacement?
Not in the institutional sense. Fiscal.ai is a focused fundamental-equity platform. Bloomberg remains broader for live markets, cross-asset analytics, proprietary news, messaging and professional trading workflows.
Bottom line
JSA review scorecard
Editorial assessment based on JSA’s fundamental-research workflow. Japan coverage is marked lower because detailed financials, KPIs, transcripts and document depth vary by company.
Our view is straightforward: Fiscal.ai is a good research tool if you frequently do real fundamental work. It does not create the thesis. It makes financial history, KPIs, official documents, transcripts, peer comparisons and model inputs faster to assemble.
For JSA, the primary source remains the company’s own disclosure. For readers, especially non-Japanese readers, Fiscal.ai can be a practical English-language starting point for Japanese-stock research and a useful cross-check against our published analysis.
Fiscal.ai does not replace the analyst. It gives the analyst more time to analyze.
Start on the Free plan, test the Japanese companies and features that matter to you, and upgrade only if the saved research time justifies the cost. Enter JSAJAPAN at checkout and confirm the discounted amount before paying.
Sources and verification notes
- Fiscal.ai official product page: global financial data for public equities, ETFs and funds; IR content; KPIs; estimates; ownership; AI summaries; click-through auditability.
- Fiscal.ai official pricing page: plan names, list prices, coverage wording, history limits, Segments & KPIs coverage, AI prompts and feature matrix. Accessed July 7, 2026.
- Fiscal.ai official user guide: former FinChat name, dashboard workflow, company analysis, Copilot, charting, comparison tools and screener examples.
- Fiscal.ai MCP documentation and OpenAI’s MCP/developer-mode documentation: ChatGPT connection, availability and plan/workspace considerations.
- Koyfin official pricing, TIKR official pricing and TIKR support: comparison pricing and coverage language.
- Bloomberg Terminal official product page: institutional scope and product positioning. Bloomberg does not publish a simple public list price, so the chart uses an illustrative industry estimate.
For educational purposes only. Not investment advice or a recommendation. Platform features, coverage, prices and discount eligibility may change. Verify current terms directly with Fiscal.ai before subscribing.